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We offer a variety of fixed rate programs with all the normal repayment periods available. Fixed rate mortgages appeal to borrowers who plan on staying in their home for many years and who like the stability of a fixed interest rate and monthly payment.
Our adjustable rate mortgage programs allow you to borrow at generally lower initial rates of interest that will
adjust at certain intervals throughout the life of the loan. This option may appeal to you if you plan to stay in your home
for a short period of time or anticipate a significant rise in income or liquidity.
Our construction/permanent mortgage programs allow you to borrow funds to complete the construction
of a new home or the renovation of an existing home and to automatically convert to either a fixed or adjustable rate
permanent mortgage with only one application and closing process.
Buying your first home can be an overwhelming experience. Make an appointment
with one of our mortgage specialists and they will walk
you through the process - every step of the way. Check
out our current rates and specials!
We have access to the latest automated underwriting technology which means we can provide you with a Pre-Qualification
within minutes. A Pre-qualification will allow you to know how much of a home you can afford before beginning the house-hunting
process. This will assist you and your real estate broker in quickly identifying properties in the right price range for you and gives you
added leverage in the negotiating process.
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