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| Click here to read our policies: |
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| Click on the images below for information on child protection and the Internet. |
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| Protecting personal information is a responsibility consumers must take seriously. We've
all heard the reports of security breaches, ID theft, Internet fraud, etc. for which the resolution can be
time-consuming and costly. The best and easiest way to prevent this from happening to you is education. The amount of
information available is overwhelming, but there are a few central themes.
The FDIC has made available an online multimedia educational tool to help consumers protect themselves against
identity theft and suggestions for steps to take if victimized, entitled: Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams. The presentation is approximately 15 minutes long. Click here for the FDIC website.
For your convenience, we've compiled data from federal agencies, regulators and banking industry associations all in one place.
We encourage you to familiarize yourself with this information and take the steps necessary to help protect your personal
information. |
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When we ask for ID at the branch - It's for your protection
We know that it can be bothersome - or even downright embarrassing to be required to provide identification
in order to cash a check.
What makes this requirement easier for us to understand is that we're right in the front lines, along with
other businesses, in the battle against fraud and theft. And we know that this battle can be won if everyone will cooperate.
It's true, of course, that you may be known personally to one
or more members of our staff. Quite commonly, though,
you will be served by an employee who is not acquainted
with you and, as a matter of policy,
you probably will be asked to provide
identification. Let us explain how this request affords
protection to you, as well as to us. The chances are
that when personal checks are lost or stolen, some time
will elapse before you become aware
of their disappearance. In that span of time, your
checks can easily be presented for cashing with a forged
signature.
Personal identification - Without a check of identification, your money is an easy target for thieves.
If we didn't ask for identification we'd have no chance of preventing this. A driver's license or any identification card that carries
a physical description, or an employee card (especially if it bears your photo) helps us to make certain that your checks are being
cashed by YOU. Even the knowledge that identification will be required for check cashing is frequently all it takes to prevent attempts
to pass forged checks.
Now that you understand how identification for check cashing helps us both, we are certain you will want to join in
the effort. If you present identification at the same time you give us your check, you will be aiding us in the fight against fraud and
theft - and you'll be saving time for yourself and others.
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