:: Mortgage Rates

Rates Effective as of March 17, 2004

:: Conforming Fixed Rate Mortgages
	Rate (%)	Points	APR (%)	CAPS	Monthly Cost Per Thousand
30 Year Fixed
20 Year
15 Year
10 Year

:: Jumbo Fixed Rate Mortgages
	Rate (%)	Points	APR (%)	CAPS	Monthly Cost Per Thousand
30 Year
20 Year
15 Year

:: Conforming & Jumbo Adjustable Rate Mortgages
	Rate (%)	Points	APR (%)	CAPS	Monthly Cost Per Thousand
1 Year ARM
3/1 Year ARM
5/5 Year ARM )
5/1 Year ARM (with auto pay

:: First Time Homebuyers Programs
	Rate (%)	Points	APR (%)	CAPS	Monthly Cost Per Thousand
30 Year Fixed
5/5 Year ARM

All ARM Annual Percentage Rates are subject to increase after consummation.

:: Access 24

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