:: Deposit Rates

Rates Effective as of March 25, 2004

:: Checking, Saving, and Special Money Fund
	APY	Minimum Balance Required to Open & Earn APY
Checking
Easy Free
Basic Checking
NOW Account
Minuteman Checking
Advantage 50

Savings
Passbook Savings
IRA Passbook
Statement Savings

Special Money Fund

:: CDs and IRAs

Interest Rates and Annual Percentage Yield ("APY")
Effective as of February 26, 2004.

:: Fixed Rate Term Deposit Certificates ("CD")
TERM	INTEREST RATE	APY
3 Months
6 Months
9 Months
12 Months
14 Months
19 Months
24 Months
30 Months
36 Months
60 Months

Minimum balance required to open & earn APY is $ assumes principal & interest remains on deposit for the entire term. Penalty applies for early withdrawal.

:: Individual Retirement Accounts ("IRA")
TERM	INTEREST RATE	APY
Passbook Savings
12 Month CD
14 Month CD
19 Month CD
24 Month CD
30 Month CD
36 Month CD
60 Month CD

Minimum balance required to open & earn APY on IRA CDs is $assumes principal & interest remains on deposit for the entire term. Penalty applies for early withdrawal and fees may reduce earnings.

Passbook savings is a variable rate account subject to change without notice after the account is opened.

 

:: Access 24

Learn about Online     Banking Learn about Voice     Response Telephone     Banking