:: Terms of Use
Notice
Please read these terms and conditions carefully. By accessing
this Site and any pages thereof, you agree to be bound by
the terms and conditions below. If you do not agree to the
terms and conditions below, do not access this site or any
pages thereof. The Terms of Use may be amended or modified
by us at any time, with no notice to you aside from our
posting of the new terms on this Site. Amendments to the
Terms of Use shall automatically become effective immediately.
Your continued use of the service following the posting
of modifications or amendments to the Terms of Use will
indicate acceptance of all such modifications or amendments.
Nothing in the Terms of Use, unless explicitly stated, will
preempt the terms and conditions of the Personal Information
Privacy Protection Policy ("Privacy Policy") of
the Medford Co-operative Bank ("Bank").
Description of Content
The Bank agrees to provide you with information about
services that the Bank may elect to offer. The Bank may
supplement, remove or modify all products and services,
and restrict or limit access to any and all products and
services at any time without notice to you.
Copyright
Copyright in the pages and in the screens displaying the
pages, and in the information and material therein and in
their arrangement, is owned by the Bank or Mystic Financial,
Inc. ("Mystic") unless otherwise indicated. Those
elements of the site which are encrypted may not be downloaded,
distributed, or used without the permission of the Bank
or Mystic.
Trademarks
The Bank or Mystic may claim trademark and service mark
rights in other marks contained in the following pages.
Nothing contained on the Site should be construed as granting
any license or right to use any Trademark displayed on the
Site without the written permission of the Bank, Mystic
or such third party that may own the Trademarks displayed
on the Site. Unless noted, use of such third party trademarks
does not imply the endorsement of the Bank, Mystic or any
of the products advertised or described on this Web Site.
Use of the Trademarks displayed on the Site, or any other
content on the Site, except as and according to this Terms
of Use, is completely prohibited.
Use of Information and Materials
The information and material contained in these pages
- and the terms, conditions, and descriptions that appear
- are subject to change. Not all products and services are
available in all geographic areas. Your eligibility for
particular products and services is subject to the final
determination and acceptance of the Bank. Investment products
are not obligations of or guaranteed by the Bank or Mystic.
Funds deposited in checking accounts or savings accounts,
whether created online or in any other manner possible,
are insured in full by the Federal Deposit Insurance Corporation
("FDIC") and Share Insurance Fund ("SIF")
subject to any regulation properly promulgated and adopted
by the FDIC.
No Warranty
The information and materials contained in this Site,
including text, graphics, links or other items are provided
"as is", "as available." Neither the
Bank nor Mystic warrants the accuracy, adequacy or completeness
of this information and materials and expressly disclaims
liability for errors or omissions in this information and
materials. No warranty of any kind, implied, express or
statutory, including but not limited to the warranties of
non-infringement of third party rights, title, merchantability,
fitness for a particular purpose, quiet enjoyment, content,
and freedom from computer virus, is given in conjunction
with the information and materials on this Site or any linked
site.
Limitations of Liability
In no event will either the Bank or Mystic be liable for
any damages, including without limitation direct or indirect,
special, incidental, or consequential damages, lost profits
or other losses or expenses arising in connection with this
Site or use thereof or inability to use by any party, or
in connection with any failure of performance, error, omission,
interruption, defect, delay in operation or transmission,
computer virus or line or system failure, even if the Bank,
Mystic or representatives thereof, are advised of the possibility
of such damages, losses or expenses. Hyperlinks to other
internet resources are at your own risk; the content accuracy,
opinions expressed, and other links provided by these resources
are not investigated, verified, monitored, or endorsed by
the Bank or Mystic.
Indemnity
By using and accessing this Site, you agree to indemnify
and hold harmless the Bank or Mystic for any and all results,
liabilities, costs, and expenses including attorney's fees
or damages resulting from such use or access.
Submissions
All information submitted to the Bank via this Site shall
be deemed and remain the property of the Bank, and the Bank
shall be free to use, for any purpose, any ideas, concepts,
know-how or techniques contained in information a visitor
to this Site provides the Bank through this Site. Neither
the Bank nor Mystic shall be subject to any obligations
of confidentiality regarding submitted information except
as agreed by the Bank, Mystic, or other entity or entities
having the customer relationship or as otherwise specifically
agreed or required by law.
Choice of Law
Access and use of the Site is subject to this Terms of
Use and all applicable laws, and will be construed in accordance
with the Laws of the Commonwealth of Massachusetts, without
regard to that state's principals governing the choice of
law. By accessing and using the Site you submit to the jurisdiction
of the Federal District Court of Massachusetts and the Superior
Court of Middlesex County.
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