BASIC BUSINESS CHECKING 60	BETTER BUSINESS CHECKING
BASIC BUSINESS CHECKING 150	IOLTA-NOW ACCOUNT

Basic Business Checking 60 Features

This account offers flexibility for business needs. With a low monthly fee that can be avoided by keeping a minimum or combined balance, you get 60 transactions free, and an automatic overdraft transfer option to cover insufficient funds.

2 options to avoid $9 monthly maintenance fee:

• Maintain a minimum balance of $5,000
• Maintain a combined balance of $10,000 in Business Money Market or Better Business Investment Savings

FREE unlimited use of Cambridgeport Bank's ATMs
Overdraft transfers option to protect against returned checks when account linked to Better Business Investment Savings or Business Overdraft Protection Line
Easy to order Business account checks on-line

Important Information

Interest Rate

• Non Interest-Bearing

Minimum Balance Requirements

• Account offers 60 free transactions each statement period. Any transactions over 60 are $0.50 each.
• $0.25 per POS withdrawal.
• $1.25 fee per withdrawal at all network (non-Cambridgeport) ATM's.

BASIC BUSINESS CHECKING 150 FEATURES

This account offers flexibility for business needs. With a low monthly fee which can be waived by maintaining a minimum or combined balance. You receive 150 free transactions and an automatic overdraft transfer option to cover insufficient funds.

2 Options to waive the $12 monthly maintenance fee

• Maintain a minimum balance of $7,500
• Maintain a combined balance of $15,000 in Business Money Market or Better Business Investment Savings

FREE unlimited use of Cambridgeport Bank's ATMs
Overdraft transfers option to protect against returned checks when account linked to Better Business Investment Savings or Business Overdraft Protection Line
Total financial control from any touch tone phone
Easy to order Business account checks on-line

Important Information

Interest Rate

• Non-Interest Bearing

Minimum Balance Requirements

• Account offers 150 free transactions each statement period. Any transactions over 150 are $0.50 each.
• $0.25 per POS withdrawal.
• $1.25 fee per withdrawal at all network (non-Cambridgeport) ATM's.

Overdraft Protection Option Restrictions

• Federal regulations limit Telephone, ACH, and Overdraft Transfers to a maximum of six per statement period.
• Overdraft Transfer Option: Six or less automatic transfers per statement period are allowed.

ATM Limitation

• ATM/POS purchase maximum is $500 per card per day.

BETTER BUSINESS CHECKING FEATURES

This account allows a business to use their account balance to offset fees. We offer a competitive earnings allowance rate and an automatic overdraft transfer option to cover insufficient funds.

Your balances earn a competitive earnings allowance credit that is used to reduce or eliminate fees
FREE unlimited use of Cambridgeport Bank's ATMs
Overdraft transfers option to protect against returned checks when account linked to Better Business Investment Savings or Business Overdraft Protection Line
Total financial control from any touch tone phone
Easy to order Business account checks on-line

Important Information

Interest Rate

• Non-Interest Bearing

Minimum Balance Requirements / Service Charges

• No minimum balance requirement.
• Maintenance fee per statement period of $10.
• Transaction Charges:
  -$0.75 for each deposit.
  -$0.15 for each check paid.
  -$0.10 charge for each deposited item.
• A variable earnings allowance credit is used to offset service charges.
• $0.25 per POS purchase.
• $1.25 fee per withdrawal at all network (non-Cambridgeport) ATMs.

Overdraft Protection Option Restrictions

• Federal regulations limit Telephone, ACH, and Overdraft Transfers to a maximum of six per statement period.
• Overdraft Transfer Option: Six or less automatic transfers per statement period are allowed.

ATM Limitation

• ATM/POS purchase maximum is $500 per card per day.

IOLTA-NOW ACCOUNT FEATURES

This specialized account offers attorneys to hold eligible client funds for a short term. All IOLTA accounts are interest bearing accounts and are regulated by the Commonwealth of Massachusetts. IOLTA stands for Interest on Lawyer's Trust Account.

Lawyers are required by law to maintain this type of account to hold their client's funds
The interest earned is disbursed to three court charities:

• MA Legal Assistance Corporation
• MA Bar Association
• Boston Bar Association

Interest is used to support the civil legal services and to improve the administration of justice in Massachusetts

Important Information

Interest Rate

• Earns a NOW account interest rate

Minimum Balance Requirements

• No monthly maintenance fee