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Getting into a good school used to depend on how smart you were. Now the real test is finding the money to pay for it. Cambridgeport Bank has loans for students, loans for their parents, and most important, people who can help you figure out which kind of loan is right for you.

Education Loans at a glance: What makes each one different

Subsidized Stafford Loan (formerly GSL).

These are low interest rate loans for students enrolled at least half the time in an approved school. Freshmen and career vocational students can borrow up to $2,625 each year. Sophomores can borrow up to $3,500 each year Juniors and Seniors may borrow up to $5,500 each year and Graduate students up to $8,500 per year. The interest rate is variable and is adjusted annually.

Unsubsidized Stafford Loan

Students not eligible for a Subsidized Federal Stafford Loan may apply for this loan. Independent Undergraduate students and Graduate students may borrow from $6,625 - $18,500 based on academic level. Interest may be paid while the student is enrolled or deferred until graduation. The interest rate is variable and is adjusted annually.

Federal Plus Loan

Parents of Undergraduate students may borrow up to the cost of attendance minus any financial aid received. The interest rate is variable and adjusted annually.

Cambridgeport offers college loans for people who aren't made of money. Reasonable college tuition's are rapidly going out of style. Fortunately there are a number of approaches that can soften the blow. We welcome the opportunity to sit down with parents to explore financial alternatives

Other Cambridgeport services you may be interested in: A Home Equity Line of Credit offers a low cost, extremely flexible borrowing alternative for parents of college students.

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