Our Fixed Rate Full House Loan offers you a fixed
rate over the life of the loan, which means your
payments remain the same. It's perfect if there
is a one time need for money. The maximum
loan amount you may borrow is $25,000.
How much equity do you
Take a minute to roughly calculate how large a
Full House Loan you may qualify for:
Tax assessed value of
Less present mortgage
If your loan request is
over $25,000, you may be eligible for our regular Home Equity Loan .
is needed to process your Application
Use the following checklist
to be sure you obtain all of the following documents for your application
Completed Application - Each person whose name is on the title to the property
must apply for the loan. Complete all sections and sign the application.
Real Estate Tax Bill - A copy of your most recent bill showing the assessed
value of your property.
Income Verification - A copy of your most recent pay stub or if you are self-employed
or have other income, copies of your federal income tax returns for the past two
Mortgage and Title Information - A copy of your most recent mortgage statement
and a copy of your Quitclaim Deed (Or Owner's Duplicate Certificate of Title if
your property is registered land).
- If you want a loan based
on the market value of your home, instead of the tax assesed value, you will need
to have an appraisal.
Once your loan is approved
and all required items are received, you will be contacted to set a mutually convenient
closing date. Your Home Equity loan proceeds will be mailed three business days
after the closing. You may request to pick it up at the Bank, if you prefer. If
you have any questions, you may contact us via E-mail
or feel free to call us toll free at (800) 731-4900.
*The amount of your Full House Loan will also depend on your current income,
expenses, and past credit history.
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