Our Fixed Rate Full House Loan offers you a fixed
rate over the life of the loan, which means your
payments remain the same. It's perfect if there
is a one time need for money. The maximum
loan amount you may borrow is $25,000.

How much equity do you have available?
Take a minute to roughly calculate how large a
Full House Loan you may qualify for:

If your loan request is over $25,000, you may be eligible for our regular Home Equity Loan .

What is needed to process your Application

Use the following checklist to be sure you obtain all of the following documents for your application

• Completed Application - Each person whose name is on the title to the property must apply for the loan. Complete all sections and sign the application.
• Real Estate Tax Bill - A copy of your most recent bill showing the assessed value of your property.
• Income Verification - A copy of your most recent pay stub or if you are self-employed or have other income, copies of your federal income tax returns for the past two years.
• Mortgage and Title Information - A copy of your most recent mortgage statement and a copy of your Quitclaim Deed (Or Owner's Duplicate Certificate of Title if your property is registered land).

General Information

• If you want a loan based on the market value of your home, instead of the tax assesed value, you will need to have an appraisal.

What Happens Next?

Once your loan is approved and all required items are received, you will be contacted to set a mutually convenient closing date. Your Home Equity loan proceeds will be mailed three business days after the closing. You may request to pick it up at the Bank, if you prefer. If you have any questions, you may contact us via E-mail or feel free to call us toll free at (800) 731-4900.
*The amount of your Full House Loan will also depend on your current income, expenses, and past credit history.

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