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As
of January 2, 2004
*
subject to change without notice |
Program
Type |
Rate% |
APR% |
Term |
Points |
Special
Features |
Fixed Rate Mortgages |
Fixed
Rate |
5.75% |
5.94% |
21-30
yrs. |
2 |
|
Fixed
Rate |
6.00 |
6.09 |
21-30 |
1 |
|
Fixed
Rate |
6.25 |
6.25 |
21-30 |
0 |
|
Fixed
Rate |
6.75 |
|
30 |
0 |
no
closing costs |
Fixed
Rate |
5.375 |
5.62 |
16-20 |
2 |
|
Fixed
Rate |
5.625 |
5.77 |
16-20 |
1 |
|
Fixed
Rate |
5.875 |
5.875 |
16-20 |
0 |
|
Fixed
Rate |
5.00 |
|
10-15 |
2 |
|
Fixed
Rate |
5.25 |
5.40 |
10-15 |
1 |
|
Fixed
Rate |
5.50 |
5.50 |
10-15 |
0 |
|
Fixed
Rate |
|
|
10 |
0 |
|
Fixed
Rate |
6.00 |
6.00 |
15 |
0 |
no
closing costs |
|
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|
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Adjustable Rate Mortgages |
3-year
ARM |
5.25% |
5.24% |
10-30
yrs. |
1 |
|
3-year
ARM |
5.50 |
5.22 |
10-30 |
0 |
|
1-year
ARM |
3.25 |
|
10-30 |
1 |
|
1-year
ARM |
4.75 |
4.06 |
10-30 |
0 |
|
7/1-year
ARM |
6.75 |
5.58 |
10-30 |
2 |
These
programs feature:
no down payment requirement |
7/1-year
ARM |
7.00 |
5.62 |
10-30 |
1 |
7/1-year
ARM |
7.50 |
5.79 |
10-30 |
0 |
5/1-year
ARM |
5.00 |
|
10-30 |
2 |
5/1-year
ARM |
5.75 |
4.65 |
10-30 |
1 |
5/1-year
ARM |
4.25 |
4.14 |
10-30 |
0 |
First Time Homebuyers Special Programs
|
Fixed
Rate |
7.00% |
7.00% |
30
yrs. |
0 |
These
programs feature:
no closing costs
no appraisal fee |
Fixed
Rate |
6.125 |
6.125 |
15 |
0 |
7/1-year
ARM |
7.50 |
5.79 |
10-30 |
0 |
3-year
ARM |
5.50 |
5.22 |
10-30 |
0 |
1-year
ARM |
4.75 |
4.06 |
10-30 |
0 |
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Construction & Land Loans |
Construction |
8.50% |
|
1
yr. |
1 |
up
to $650,000 depending on permanent financing |
Land
Loan |
9.50 |
|
15 |
2 |
75%
of value |
Call (781) 447-4488
the Loan Center for more information. We do prequalifications, preapprovals, and
applications at your office, home, or at any of our branch offices. Call today
- we want to say "Yes"!
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Savings today
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