Financing your home doesn't have to be a huge chore. Mutual Federal Savings specializes in cutting through the red tape, eliminating the bureaucracy, and keeping your goals in focus. We want to say "yes"!

Here's how we do it:

1. We're an independent community bank. Every borrower is important to us. We want to see your loan approved as much as you do! In us, you'll find a partner who is motivated to work with you to make the loan.
   
   
2. Direct, straightforward decision-making is our hallmark. Because we're small, we can move quickly. And you'll always know where your loan stands with us. We won't keep you waiting in limbo.
   
   
3. We offer a complete menu of mortgages:

   • fixed rate
   • adjustable rate
   • first time homebuyer programs
   • pre-approval
   • rate lock options
   • jumbo
   • refinancing
   • no closing cost options
   • no down payment options
   • construction
   • land
   • bridge
   • commercial real estate

   A wide choice means you have greater flexibility -- to qualify for more house, fine-tune your cash flow, or take advantage of the lowest rates. Of course, you can rely on our expert staff to assist you in choosing the best mortgage for you.
   
   
   
4. We service every loan we've ever made. That means, after the mortgage closes and you move into your new home, you'll continue to reap the benefits of doing business with a community bank. Your payments will be credited locally and promptly. Should you ever have a question or concern, you can sit down face to face with decision makers to get it promptly and personally taken care of.
   
   
5. Homebuyers Advance Approval® certifies you as preapproved, even before you start house-hunting. A firm commitment, subject only to property review, Homebuyers Advance Approval gives you the edge that lets brokers and sellers know you are a preferred buyer. HAA is no-cost, no-obligation. It's your smart first step to home ownership.
   
   
6. We do a free Home Equity Credit Line approval to qualified borrowers, yours to accept at the closing with absolutely no out-of-pocket cost until you decide to use it.

Ready to get started?

Click here to print out a Mortgage Application now or request a complete application package at Open An Account.

Just have a few questions? Contact Mutual Federal Savings to get the answers.

I'm Ready To Apply! 

To assist you in the borrowing process, we have provided an application for you to download and print. You will need a browser compatible with PDF files or you will need to download Adobe Acrobat Reader to view and print PDF files on all major computer platforms.