Congratulations! You've decided to purchase a new home. You might have driven
by a house you where interested in buying or talked with a real estate professional.
But, before the buying process begins there's an important step you need to complete.
Most real estate brokers prefer that you be pre-approved for a mortgage before
meeting with them. They'll require a Pre-approval Letter from a financial institution
as evidence of your buyer qualifications. At Fidelity Bank, our home loan specialists
will help you prepare for this meeting. They'll review your information and tell
you how much house you can afford to buy and how much money you'll need to complete
the purchase. Our Pre-approval Program provides the approval letter you'll need
to satisfy the requirements of the real estate professional.
If you'd like to be pre-approved for a mortgage click
here, complete the request form, and E-mail it to us. A home loan specialist
will contact you to go through the details of the program. Or call 1-800-581-5363.
Click here for a listing of our home loan specialists.
If you're thinking of moving to a new town, check out www.Realtor.com
. This Web site provides a lot more information than just real estate listings.
It contains information about school systems and how they rank with other towns
in the state. It gives you descriptions of businesses within a town as well as
population statistics and much more. It's one of our favorite Web sites.
If the need for the security of a fixed monthly payment out weighs
the rate of interest, then this product is right for you. The interest rate is
fixed for the life of the loan and cannot be affected when national interest rates
fluctuate. We'll help you choose from 10, 15, 20 up through 30 year terms and
point options including a No points/No closing cost program and jumbo loan programs.
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If paying a lower interest rate in the early years of your mortgage loan out
weighs your need for a fixed monthly payment then this product is right for you.
The interest rate is discounted initially making your payments lower when you
need it most. We offer a variety of conforming and jumbo adjustable rate programs,
some with special conversion features. Talk to our home loan specialists. They'll
help you choose the adjustable rate mortgage that feels comfortable to you.
To CONTACT US TO APPLY
FOR A MORTGAGE CLICK HERE, fill out the request form and E-mail it to us.
A home loan specialist will contact you to go through the details of the program.
Or call 1-800-581-5363. Click here for a listing of our home loan specialists.
We'll meet with you to personally help you choose the mortgage that's right for
you.
Take advantage of a competitively priced adjustable
rate mortgages with a 3, 5, or 7-year initial fixed rate period. With the Transformer
Mortgage you get the best of both worlds. When the fixed rate period ends, the
loan changes to a one- year adjustable rate mortgage. However, the Transformer
Mortgage comes with a built in free conversion option. At any time during the
first 10 days of the month and through the 60th month of your mortgage, you can
choose to convert your loan to a 30-year fixed rate mortgage. All with just one
phone call to Fidelity Bank. It's like refinancing your mortgage for free!
Check out our Easier-than-it-looks
Mortgage Checklist by clicking here. This checklist will help you get a jump
on the documentation needed to apply for a mortgage while helping us expedite
your application.
To CONTACT US TO APPLY
FOR A MORTGAGE CLICK HERE, fill out the request form and E-mail it to us.
A home loan specialist will contact you to go through the details of the program.
Or call 1-800-581-5363. Click here for a listing of our home loan specialists.
We'll meet with you to personally help you choose the mortgage that's right for
you.
At Fidelity Bank we understand the
particular needs of a first time homebuyer. That's why we provide our customers
with straightforward information and personal attention. We'll give you direct
answers to your questions and help you choose the mortgage loan that feels comfortable
to you. Our home loan specialists will be there every step of the way to make
buying a home for the first time a rewarding experience.
Check out our Easier-than-it-looks
Mortgage Checklist by clicking here. This checklist will help you get a jump
on the documentation needed to apply for a mortgage while helping us expedite
your application.
TO CONTACT US TO APPLY FOR A MORTGAGE CLICK HERE,
fill out the request form and E-mail it to us. A home loan specialist will contact
you to go through the details of the program. Or call 1-800-581-5363. Click here
for a listing of our home loan specialists. We'll meet with you to personally
help you choose the mortgage that's right for you.
Equal Housing Lender
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