An estimated 1 in 5 people in the UK have bad credit, so you're not alone. This has brought about an increase in bad credit loan companies and has encouraged lenders to offer a wider range of competitive deals on bad credit secured loans and bad credit unsecured loans. It is generally easier to get a lower rate if you are a homeowner, because you can then get a secured loan. However, in exchange for a lower rate, you have to offer your home as surety to the lender which means that your home may be repossessed if you fail to keep up with repayments. This is why, for a higher rate, most people opt for unsecured loans if their credit allows, because they do not have to put their homes at risk. AboutPayday Loans offers short term cash advances to help you make ends meet when those situations arise and you find yourself a little short on cash. Our service is courteous and hassle free. We are not a bank. We are not here to judge and penalize you. We do not perform a standard credit check however, we do utilize various verification type services to help our staff process your application quickly. Your business is very important to us and we make sure that you are treated both fairly and with respect. We understand that there are certain times that require a little financial help. An unsecured loans bad credit instrument allows you to take care of those matters with dignity and confidentiality. We want you to feel that you are important to us and if at anytime you feel otherwise, please let us know.
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