:: Deposit Rates
Rates Effective as of March 25, 2004
Easy
Free |
0.00%
|
n/a
|
Basic
Checking |
0.00%
|
n/a
|
NOW
Account |
0.10%
|
$100
|
Minuteman
Checking |
0.20%
|
$100
|
Advantage
50 |
0.20%
|
$100
|
Passbook
Savings |
0.50%
|
$10
|
IRA Passbook |
0.50%
|
$10
|
Statement
Savings |
0.50%
|
$10
|
|
0.50%
|
$0 - 24,999.99
|
|
0.55%
|
$25,000 - 49,999.99
|
|
1.25%
|
$50,000 - 74,999.99
|
|
1.64% |
$75,000 or more |
:: CDs and IRAs
Interest Rates and Annual Percentage Yield ("APY")
Effective as of February 26, 2004.
3
Months |
1.00%
|
1.00%
|
6
Months |
1.24% |
1.25% |
9
Months |
1.49% |
1.50% |
12 Months |
1.49% |
1.50% |
14
Months |
1.73% |
1.75% |
19
Months |
1.98% |
2.00% |
24 Months |
2.18% |
2.20% |
30
Months |
2.96%
|
3.00%
|
36 Months |
2.96% |
3.00% |
60 Months |
3.44% |
3.50% |
Minimum balance required to open & earn APY is $1,000.00
assumes principal & interest remains on deposit for
the entire term. Penalty applies for early withdrawal.
Passbook
Savings |
0.50%
|
0.50%
|
12 Month CD |
1.49% |
1.50% |
14
Month CD |
1.73% |
1.75% |
19
Month CD |
1.98% |
2.00% |
24 Month CD |
2.18% |
2.20% |
30
Month CD |
3.20%
|
3.25%
|
36 Month CD |
2.96% |
3.00% |
60 Month CD |
3.44% |
3.50% |
Minimum balance required to open & earn APY on IRA
CDs is $500.00 assumes principal & interest remains
on deposit for the entire term. Penalty applies for early
withdrawal and fees may reduce earnings.
Passbook savings is a variable rate account subject to
change without notice after the account is opened.