At The Lowell Five, we offer a wide selection of mortgage options. Whether you're buying a new home or refinancing your present one, we have the right mortgage for you.

The types of mortgages available are:

• Fixed Rate Mortgages - 10 different options available depending on how long you want the mortgage for and the level of fees you wish to pay. Special programs for first time buyers available.
• Fixed Period Adjustable Rate Mortgages - Each containing interest rate less than a fixed rate loan, there are 8 different options available depending on the length of the fixed period and whether you would desire the option to convert to a fixed rate once the fixed period has ended. Fixed periods of 3,5,7, and 10 years available.
• Adjustable Rate Mortgages - Our lowest interest rates!!. Choose from 4 available options depending on the level of fees you wish to pay and whether you desire the option to convert to a fixed rate loan.

With this many options available, it is important to have the proper assistance from experienced originators. Our originators have many years of experience and are here to help you through the entire home financing process, from filling out the application to closing on your home.

• "Financing First" - At The Lowell Five you can get a formal approval for your loan before you find a home. That way, you'll have more bargaining power when you find the house that's right for you.
• "Lowest Rate Guarantee" - Once you submit an application we guarantee that you will receive the lowest rate in effect during the time your application is in process (up to a maximum of 60 days). This takes all of the guesswork out of the rate lock decision.
• Local Servicing - At The Lowell Five you have a pledge that the servicing of your mortgage will remain with The Lowell Five. That way, you'll know who to call in the event you have a question on your account. Few banks or mortgage companies are willing to make that statement.

For more specific rate or product information, call 888-888-8888, fax 888-888-8889, or Email us at lowell5@ls.com..

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