(IRAs)-
Traditional, Roth, SEP, fully insured
Our
retirement accounts are flexible, competitively priced, offer a low minimum balance
and are available for direct deposit. You can choose from certificates of deposit
with 3 to 60 month terms and base savings plans with a minimum balance of $100. There
is no annual fee and interest is posted to your account monthly. Certificates
of deposit interest compounds monthly on terms of 12 months or more and simple
interest is earned on terms less than 12 months. Interest compounds monthly on
base savings accounts. You can access your account information easily with our
free telephone banking service. All deposits (contributions) are governed by IRS
code rules and regulations. All withdrawals (distributions and/or transfers) are
subject to IRS code rules and regulations. There is a substantial penalty for
withdrawal of principal prior to the maturity date.
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To
contact us to open an account, click here,
fill out the request form and E-mail it to us. A new account opening kit will
be mailed to you in a few days. Or stop by one of our banking offices to speak
to a customer service representative. We'll personally help you choose the account
that's right for you. Did you know that your Fidelity Bank accounts are 100% insured? Click
here for more details about depositors insurance
and the security it offers.
For more information about retirement savings
and other types investments, check out www.SmartMoney.com. This
Web site is a great source for detailed financial information and current stock
information. We hope it gives you a little edge on life's complicated financial
decisions.
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