Equal Housing Lender

Fixed Rate Home Equity Loan - For those who like the security of a fixed rate.

A fixed rate home equity loan is an ideal way of using the equity in your home to finance a medium-to-large size project. Like a new kitchen, or a swimming pool for the backyard, or even a deck for outdoor entertaining. You lock into today's low rates and have a guaranteed fixed monthly payment over the life of the loan. Plus there are no points and no closing costs!  Choose the payment amount that is comfortable for you by selecting from 5, 10 or 15 year terms. It's that easy. Don't forget to ask your financial advisor about the tax advantages of a Home Equity Loan.

If you'd like to apply for a Home Equity Loan click here, fill out the Home Equity Application and E-mail it to us.   A manager will contact you directly to discuss the details.  Or stop by one of our banking offices.  We'll personally help you choose the loan that's right for you.

Home Equity Line of Credit - Flexible, and always there when you need it.

A home equity line of credit is a perfect way to prepare for college tuition bills.  Or maybe you've finally decided to start your own business.  Whatever your plans, our Prime Rate minus 1/2% Home Equity Line of Credit will give you the flexibility you need to meet the financial demands.  All you do is write the checks you need and pay interest only for up to 10 years (after 10 years we'll give you a regular payment schedule).   No points and no closing costs too!  Don't forget to ask your financial advisor about the tax advantages of a Home Equity Line of Credit.

If you'd like to apply for a Home Equity Line of Credit click here, fill out the Home Equity Application and E-mail it to us.   A manager will contact you directly to discuss the details.  Or stop by one of our banking offices.  We'll personally help you choose the loan that's right for you.

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