We first opened our doors in Brookline, Massachusetts, in 1920 with the name of Coolidge Corner Cooperative Bank and with the fundamental philosophy of cultivating long term relationships with our customers while providing products and services that satisfy their financial needs. Since that first day, we've grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Continuous growth of the bank was responsible for establishing branch offices in Dedham and Norwood. In February, 1997, Bay State Bank merged with Union Federal Savings Bank and added additional branches in Westwood and Boston. Today, Bay State Bank is a $344 million dollar institution operating five full service branch offices in the Greater Boston area.

At Bay State Bank, we take pride in meeting our customers' needs with competitive financial products, neighborly personal service, flexibility, and a focus on detail. This commitment to service and to our customers has led to the development of a complete line of personal and business banking products, as well as a complete line of 24-Hour convenience banking services. Our accounts and services, designed with our customers in mind, offer diverse solutions for attaining financial goals. Our lending programs are created specifically to meet the needs of our local markets. Included in these programs are fixed and adjustable rate mortgages, first time homebuyer financing, and equity lines of credit, all with flexible underwriting standards.

In an industry where impersonal, unresponsive service is all too often the norm, Bay Sate Bank stands apart from other banks. As a community oriented bank, we recognize that customer satisfaction depends not only on our products and services, but also on the ability of our staff to do their jobs with professional skill and personal confidence. Our customers get to know our service representatives on a one-to-one basis. This builds working relationships that last!

Please take a moment to tour our website. The site was developed to furnish you with detailed information about our rates, products, and services, as well as our basic approach to doing business. We're always interested in knowing what you think about us and would appreciate any comments you may have about Bay State Bank or our website. For additional information or to open an account, simply complete the form on the "Contact Us" screen.

The Bay State Federal Savings Bank Charitable Foundation

Bay State Bank takes its responsibility as a corporate citizen very seriously. We believe each and every business should contribute to the economic, social, and cultural health of the communities it serves. In support of this premise, The Bay State Federal Savings Bank Charitable Foundation was established. The Foundation awards grants for expanding home ownership opportunities, scholarships, and funds for local education, not-for-profit medical care, and not-for-profit community groups, as well as funding for other similar organizations and civic projects which contribute to the quality of life in our communities. For more information on the Foundation or to submit a request for consideration, please contact Pam Tesler Howitt at (617)739-9577.

Bay State Bancorp, Inc.

Bay State Bancorp, Inc. was established in March, 1997, and is the parent company of Bay State Bank. The federal stock charter of the bank, with the holding company structure, provides a broader spectrum of options to face pending federal legislation and charter reform. Bay State Bancorp, Inc. trades on the American Stock Exchange under the symbol BYS. For more information on the holding company and its current stock prices, click here.