Home Equity Line of Credit Loan Calculator

Bay State Bank's Home Equity Line of Credit was developed to offer financial flexibility. You may borrow up to 80% of the total equity in your home. Whether you need the funds today or are planning for the future, a Home Equity Line of Credit can make the process so much easier. The funds are available whenever you want, simply by writing a check. Giving you the flexibility to prioritize your financial needs to consolidate high interest debts...pay for the wedding...enjoy that long awaited vacation...buy a car...pay for tuition. The choice is yours.

• Discounted rate for the first 6 months
• Interest only payment option for the first five years
• Competitive interest rates
• Interest may be tax deductible*

*Consult your tax advisor regarding deductibility of interest

Education Loans

Bay State Bank is proud to participate in the federally subsidized educational loan program. This program provides funds for higher education and can be used for either undergraduate or graduate studies. Both Student Loans (also known as Stafford Loans) and Parent Plus Loans are available.