Fill in all fields above the "Calculate" button and then click on that button when you have finished. Enter only numbers and decimal points. Do not use dollar signs, percent signs, commas or other symbols. For example, "ten thousand" should be entered as 10000 or 10000.00 but not 10,000 or 10,000.00 or $10,000. If an item does not apply to you, enter 0. Enter monthly amounts for all income and expense items. For example, if your gross annual salary is $48,000, enter your "Salary/Wages" as 4000. Enter the loan term in years. Enter the interest rate as the following examples show: 8, not .08 or 8%; 7.5, not .075 or 7.5%. Disclaimer: Our home affordability calculator is presented for illustrative purposes. This is not an offer to lend. All results disclosed by the calculator are estimates, and Mutual Federal Savings assumes no liability or responsibility for computational errors. Under FNMA underwriting guidelines some types of income are excluded in calculating qualification ratios. Mutual Federal Savings Bank makes no guaranty or representation that you will qualify for any particular loan or loan terms.